help reduce debt

 Do you have loans that you make monthly payments on? When you get your next month’s bill do you look at it and wonder if you made even a dollar dent on the debt? The worst is when you are only able to make the minimum payments on your monthly payments. That is when you really feel like you will never help reduce debt and pay off your credit cards and other debt. Are you currently experiencing this scenario or have experienced this in the past.If you have experienced this in the past, but have finally reduced debt and actually got out of this situation think about how you did it. If you are wishing you could reduce debt to zero eventually or for that matter just see some progress, but don’t have any idea how you are going to do this then keep on reading. There is hope.When we were first married we had debt and accrued some additional debt. Then we had a baby and had some major medical bills so we took out a loan and eventually ended up consolidating our debt into one loan. We then had the payment to bank and then kept a couple of the credit cards open for emergencies. Eventually we ended needing to use the credit cards and then a little here and there put us in an additional financial mess.Then we opened up a business and took out additional loans to get the business open. Throughout the business we gradually paid down some of our personal debt, but then when the business closed we had that debt.